Were fairly well off here in the northeast, biggest issue is all the tree limbs that can fall on power lines from storms, mainly freak ones with heavy snow before the leaves fall. I had my power out for nearly a week from a halloween snowstorm years ago. The mass's were screaming at our governor why this could happen. It ended up with the power companies getting a royal lecture how to maintain their lines. Now they have sub-contracted tree arborists that keep their power lines free of tree limbs. I've had them trim some my trees along the road every couple years.